Town Centre Mortgages

About Town Centre Mortgages

Products are changing daily, as are the criteria the lenders use to determine how much they will lend and to whom.  Keeping on top of these constant changes is a key part of what we do, ensuring that you benefit from the competition between lenders by securing the best deal for you.  We give totally independent advice specific to your circumstances whether you are moving home, investing in property, remortgaging or consolidating debts.

Why are we different?

Banks & Building Societies
These lenders will only be able to provide you with information about their range of mortgage products. The choice will be limited and may not meet your exact needs in terms of flexibility, charges, service or interest rates charged.

Mortgage Brokers
Unlike Town Centre Mortgages, not all brokers are independent and their advice may be restricted to a limited number of lenders. However, we are different because we search the whole of the market. We have expert advisers who will not only aim to help you save money on your mortgage payments, but who will also use their detailed knowledge of the mortgage market to advise you on how much each lender will be prepared to lend to you. They will also provide guidance on the numerous mortgage products available, review the charges each lender makes, and compare the service quality between providers.

Facts

• We can search 10,000 mortgage schemes from more than 80 UK mortgage lenders regardless of whether they are available on the high street, via the internet or only through a mortgage broker.
  
  
• A saving of just 1% on your current interest rate would mean you pay £30,000 less over a 25 year term based on an interest-only mortgage of £125,000.
  
  
• There are over 80 mortgage lenders in the UK, of which there are a number that can only be accessed by brokers like ourselves.